The Best Travel Credit Cards in Singapore for 2024
Travel credit cards can significantly enhance your travel experience with perks like air miles, airport lounge access, and travel insurance. In Singapore, several credit cards stand out for their overseas rewards, low foreign transaction fees, and additional travel benefits. Below are the top five travel credit cards you should consider.
Payment via Credit Card
PHOTO: Unsplash/@blakewisz1. Citi PremierMiles Card
Miles: 1.2 miles per S$1 (local), 2 miles per S$1 (overseas)
Annual Fee: S$196.20 (waived 1st year)
Airport Lounge: 2 complimentary visits/year via Priority Pass
Additional Perks: Travel insurance, flexible redemption options
The Citi PremierMiles Card is ideal for frequent travelers who want to earn miles both locally and overseas. The card also offers complimentary access to airport lounges and travel insurance coverage, making it a well-rounded option for those on the go.
2. DBS Altitude American Express Card
Miles: 1.3 miles per S$1 (local), 2.2 miles per S$1 (overseas)
Annual Fee: S$194.40 (waived 1st year)
Airport Lounge: 2 complimentary visits/year via Priority Pass
Additional Perks: Travel insurance, 35,000 bonus miles welcome offer*
DBS Altitude is another excellent card for earning air miles. With similar miles rates to the Citi PremierMiles Card, it also offers additional perks like airport lounge and bonus miles.
*Till 30 Sept 2024
3. OCBC 90°N Visa Card/ Mastercard
Miles: 1.3 miles per S$1 (local), 2.1 miles per S$1 (overseas)
Annual Fee: S$192.60 (waived 1st year)
Airport Lounge: No lounge access
Additional Perks: Cashback for dining, retail discounts
The OCBC 90°N Card offers slightly higher miles accrual for overseas spending and additional cashback rewards. However, it lacks airport lounge access, which might be a consideration for frequent travelers.
PHOTO:Unsplash/@frugalflyer4. UOB PRVI Miles Visa/ World Mastercard/ American Express Card
Miles: 1.4 miles per S$1 (local), 2.4 miles per S$1 (overseas)
Annual Fee: S$261.60 (waived 1st year)
Airport Lounge: No lounge access
Additional Perks: Up to 6 miles/S$1 on selected bookings on Agoda, Expedia and UOB Travel
The UOB PRVI Miles Card offers the highest miles rate for both local and overseas spending among the listed cards. It’s a great choice for those who prioritise maximising miles, though it doesn’t include lounge access.
5. AMEX KrisFlyer Ascend
Miles: 1.2 KrisFlyer miles per S$1 (local), 2 miles per S$1 (overseas)
Annual Fee: S$343.35 (waived 1st year)
Airport Lounge: 4 complimentary visits/year to any SATS Premier Lounge in Singapore and Plaza Premiium Lounge worldwide
Additional Perks: Up to S$1 million complimentary travel accident insurance and travel inconvenience coverage, one-night stay at Hilton properties in Asia Pacific each year with free upgrade to Hilton Honors Silver membership tier.
For Singapore Airlines frequent flyers, the AMEX KrisFlyer Ascend is an excellent option. It provides good miles rates, plus extra perks like one-night stay at Hilton Hotel and additional airport lounge visits.
American Express (AMEX) Credit Cards
PHOTO: Unsplash/cardmaprConclusion
Choosing the right travel credit card depends on your travel habits and spending patterns. Whether you prioritize air miles, lounge access, or additional perks like cashback, there’s a card that fits your needs. Consider these options and start maximising your travel rewards today!
For more information and a detailed comparison, you can visit the SingSaver website.
